Dashboard Ujjivan SFB · Today, 15 Mar 2026
3 critical deadlines this week
Critical Deadlines
3
Response due within 3 days
↑ 2 this week
Open Notices
23
Across 6 regulators
+4 vs last week
Resolved This Month
41
Average 6.2 days to close
↓ 1.4 days faster
Compliance Score
94%
On-time response rate
↑ 3pts vs last quarter
Active Notice Queue
Sorted by urgency · All regulators
3 Critical
RBI DNBS — Prompt Corrective Action (PCA) Letter
RBI DNBS · Received 13 Mar 2026 · CCO + MD + Board
CriticalDue in 2 days
CERT-In — Ransomware Preparedness Advisory — Mandatory Action
CERT-In · 6-hour initial report + 30-day implementation plan
6-Hour WindowDraft ready
NBFC Ombudsman — Customer Complaint Batch (Mis-selling, Feb 2026)
NBFC Ombudsman Scheme · 8 complaints · 30-day resolution window
8 pending14 days left
DRT Mumbai — Securitisation Application Response
Debt Recovery Tribunal · S.13(4) possession challenge · Borrower: ARC Corp
Due Soon19 days
NCLT — IBC Proof of Claim Filing
Mumbai NCLT · Insolvency proceedings · Legal team assigned
Assigned24 days
RBI DNBR — SBR Upper Layer Governance Report
Quarterly compliance submission · Board committee sign-off required
On Track31 days
Notices by Regulator
RBI DNBS/DNBR
8
NBFC Ombudsman
5
DRT / NCLT
4
CERT-In
2
MCA / ROC
3
SEBI / Other
1
Peer Benchmark
Notice Load — Q1 2026
Ujjivan SFB (You)
23
Jana SFB
38
Bandhan Bank
33
AU SFB
17
Equitas SFB
26
SBR Compliance Status
Scale-Based Regulation — Upper Layer
Governance Framework
Compliant
Internal Ombudsman
Active
PCA Trigger Thresholds
Watch
Co-lending Audit (2024)
In Progress
All (23)
Critical (3)
Overdue (1)
Pending Response (9)
Resolved (41)
RBI DNBS — PCA Letter · Prompt Corrective Action Framework
Received 13 Mar 2026 · SBR Upper Layer · Reg: DNBR.008/2025
Critical2 days
CERT-In — BFSI Ransomware Advisory — CISO Response Required
Received 15 Mar 2026 · 6-hour initial report window · Draft auto-generated
6-Hr WindowUrgent
NBFC Ombudsman — Batch of 8 Customer Complaints (Mis-selling, Feb 2026)
Received 01 Mar 2026 · 30-day resolution mandated · 8 complaints classified
8 Open14 days
DRT Mumbai — Securitisation Application (S.13(4) Challenge) — ARC Corp
Filed 24 Feb 2026 · 45-day response window · Legal team: S. Iyer
Due Soon19 days
Sa-Dhan / MFIN — Code of Conduct Compliance Certification Q4 FY26
Annual submission · Household income cap adherence · ₹2L indebtedness audit
Due Soon22 days
NCLT Mumbai — IBC Proof of Claim · Insolvency Proceedings
Filed 20 Feb 2026 · Resolution Professional (RP) set deadline · Legal assigned
Assigned24 days
RBI DNBR — SBR Upper Layer Governance Quarterly Report
Quarterly submission · Board committee sign-off required · Template ready
On Track31 days
MCA ROC — Annual Return FY2025-26 (Ujjivan SFB Ltd)
Companies Act 2013 · Secretarial team · Documents compiled
On Track44 days
RBI — Internal Ombudsman Appointment Compliance Report
Mandate for NBFC-MFI AUM >₹100Cr · IO: Mr. Rajesh Menon · Report due
On Track37 days
Watchlist
Peer View
Intel Feed
Comparable Notices
● LIVE 18 regulatory portals monitored · Last updated: 15 Mar 2026, 14:32 IST
RBI DNBS
SBR Upper Layer Governance Update — Q4
Circular DNBS.PD.No.47 · 47 institutions affected
47
institutions
DRT Network
S.13(4) Enforcement Surge — Mumbai DRT
Proceedings up +38% vs Q3 2025 · NBFC-MFI sector leading
+38%
vs Q3
CERT-In
BFSI Ransomware Preparedness Mandate
Advisory CERT-In/C-164E/2026 · Action required within 30 days
ACT
30 days
NBFC Ombudsman
Mis-selling Complaint Spike — MFI Sector
Category up +22% Feb 2026 · Recovery harassment also flagged
+22%
this month
MFIN
Indebtedness Verification Norms Updated
New ₹2L cap enforcement guidance · Effective Apr 2026
NEW
Apr 2026
RBI DNBR
Co-lending Audit Circular — Final Guidance
2024 circular compliance deadline · 62 NBFCs non-compliant
62
non-compliant
Portal Coverage
18 live sources monitored
RBI DNBS
RBI DNBR / DBR
SEBI SCORES
MCA21 / ROC
DRT e-Filing
NCLT NCLAT
IBBI
FIU-IND
CERT-In
Sa-Dhan
MFIN
NBFC Ombudsman
1. PCA Response
2. Ombudsman Wave
3. CERT-In 6-Hour
4. Peer Comparison
Demo Scenario 1 — RBI Action
PCA Trigger Letter Arrives at 6pm on a Thursday
Watch how LEANM handles a PCA letter from RBI DNBS — capture, classification, response drafting, escalation routing — all before your compliance team sees the email.
1

Notice Captured — Email Parser + RBI DNBS Portal Sync

LEANM detects the PCA letter from RBI DNBS portal (Circular DNBR.008/2025) at 18:02. Simultaneously captures from DNBS supervisory email channel.

Done ✓ 18:02
2

AI Classification — PCA Notice, RBI DNBS, Urgent

Notice classified: PCA Trigger, SBR Upper Layer, 30-day response window, Board resolution required. Risk score: High. Escalation: CCO + MD + Board Risk Committee.

Done ✓ 18:02
3

Routing — CCO, MD, Board Risk Committee notified

Automated alerts sent to CCO (primary), MD (cc), Company Secretary (Board agenda). WhatsApp + email + in-app.

Done ✓ 18:03
4

Response Draft Generated — Board Resolution Template Pre-filled

Draft response includes: capital adequacy roadmap template, CRAR improvement timeline, request for 60-day implementation window. Based on comparable resolutions from 3 peer institutions.

Review Needed
5

Deadline Engine Active — 30-Day Countdown Starts

Countdown: 30 days. Reminder schedule: D-7 (CCO), D-3 (MD), D-1 (MD + Board Chair). All calibrated to RBI's stated response window.

Running ✓
On-Time Rate (Q1 2026)
94%
Target: 90% — exceeded
Avg. Resolution Time
6.2d
↓ from 9.4d (Q4 2025)
Penalties Avoided (Est.)
₹2.4Cr
Since LEANM deployment
FTE Hours Saved / Week
64h
Legal + compliance + secretarial
Notice Volume by Regulator — Q1 2026
RegulatorReceivedResolvedPendingAvg DaysOn-Time Rate
RBI DNBS / DNBR221845.8d97%
NBFC Ombudsman191457.1d89%
DRT / NCLT11749.2d85%
CERT-In4403.1d100%
MCA / ROC7524.4d95%
SEBI / Other3306.0d100%
NBFC Ombudsman Queue
8 Open Complaints — 30-Day Resolution Tracking
All complaints classified, assigned, and being tracked. Escalation path to Internal Ombudsman configured for unresolved cases past D-22.
OC-2026-0142 — Mis-selling: Ramesh Kumar, Lucknow branch
Category: Mis-selling · Filed 01 Mar 2026 · Assigned: Branch Compliance
Open14 days left
OC-2026-0143 — Recovery Harassment: Sunita Devi, Bhopal branch
Category: Recovery Harassment · Filed 01 Mar 2026 · Assigned: CCO
Open14 days left
OC-2026-0144 — Digital Lending Disclosure: Priya Sharma, Mobile App
Category: Digital Lending · Filed 02 Mar 2026 · Assigned: Digital Compliance
Open17 days left
SARFAESI Enforcement Tracker
SARFAESI Enforcement Cascade — Per Account Tracking
S.13(2) demand notices → S.13(4) possession → DRT proceedings → HC writs. Each account tracked independently with statutory deadline visibility.
CERT-In Monitor
CERT-In Compliance — Cyber Incident Reporting
6-hour initial report workflow. 30-day implementation plan tracking. BFSI advisory compliance status.